Your financial plan is built for your needs, and typically contains several of the elements below, as appropriate for your circumstances:
  • Identification and description of your goals
  • Life expectancy calculation
  • Net worth statement
  • Retirement readiness projections
  • College projections
  • Assessment of insurance needs
  • Determination of when you can retire, and at what income
  • Withdrawal strategies
  • Social security analysis
  • Pension analysis
  • Review of employer benefits package
  • Asset allocation recommendation
  • Analysis of each investment you own, or are thinking of owning
  • Specific recommendations for each of your investment accounts, including 401(k)s, 403(b)s, 457 plans, Traditional IRAs, Roth IRAs, mutual funds, and other investment accounts you own
  • How to address stock overconcentration
  • Tax strategies
  • Estate planning needs
  • Asset tilting
  • Beneficiary titling
  • Budgeting
  • Debt pay down or debt payoff
  • Implementation Checklist/To-do list

What is not in a financial plan:

We do not manage or “take over” your assets. If you want fiduciary help and objective advice, while maintaining control of your assets and avoiding % fees, we are a great choice.

We do not actively monitor your portfolio. Clients are welcome to contact us for annual checkups, updates if they have a life change, or for any financial questions that come up. Future work is billed at our current rate.

Let's "Get Acquainted"

Not sure which way to go for a brighter financial future? Let’s Get Acquainted.